Privacy Policy

    Last updated: 7/20/2026

    1. Introduction

    We respect your privacy and are committed to protecting your personal data. This privacy policy will inform you as to how we look after your personal data when you visit our website.

    2. Data Collection

    When you make a payment through our Xendit-powered checkout, Xendit may collect your payment details including card information, mobile number, and email address. This data is processed and stored by Xendit under their own Privacy Policy. BizAutoFlow by Arnel Malabayabas does not store your card or financial credentials.

    3. Your Rights

    As a data subject under Republic Act No. 10173 (Data Privacy Act of 2012), you have the right to:

    • Be informed about what personal data we collect and why
    • Access a copy of your personal data we hold
    • Request correction of inaccurate data
    • Request erasure of your data, subject to legal retention requirements
    • Object to processing of your data for marketing purposes
    • Lodge a complaint with the National Privacy Commission (NPC) at privacy.gov.ph

    To exercise any of these rights, contact us at: titoairnel@gmail.com

    4. Pixel and Tracking

    Our website may use tracking technologies including the Meta Pixel, Google Analytics, and similar tools to measure the effectiveness of our social media campaigns and improve user experience. These tools may collect anonymized data about your visit including pages viewed, time spent, and actions taken. This data is used solely for marketing optimization and is governed by the respective platform's privacy policy. You may opt out of tracking by adjusting your browser settings or using your social media platform's ad preference controls. This practice is disclosed in compliance with RA 10173 (Data Privacy Act of 2012).

    Arnel Malabayabas LogoArnel Malabayabas

    A licensed real estate professional helping practitioners and organizations adopt AI, automation, and digital systems — while staying compliant with Philippine laws such as RA 9646 and DHSUD regulations.

    Contact

    • contact@arnelmalabayabas.com
    • +63 947 327 8777
    • Metro Manila, Philippines

    © 2026 Arnel Malabayabas. All rights reserved.|Cookie Policy|Terms & Conditions|Privacy Policy

    Arnel Malabayabas (BizAutoFlow by Arnel Malabayabas) is a licensed Real Estate Broker, Appraiser, and Consultant and PRC-Accredited CPD Lecturer (Accreditation No. 280). Content on this website is for educational and informational purposes only and does not constitute legal, financial, or real estate practice advice. Results from training programs are not typical and will vary. Online payments are processed by Xendit — a convenience fee may apply. We do not store your payment credentials. This website is not affiliated with or endorsed by any social media platform. Use of this website is governed by our Terms & Conditions and Privacy Policy in compliance with RA 10173.

    Contact: titoairnel@gmail.com

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